Turnberry

NB. All gap cover policies currently have an annual limit of R150 000 per insured member per year. Please familiarize yourself with the relevant waiting periods and exclusions.Gap products are not medical aid schemes and cover is not a substitute for medical aid.

Founded in 2001, Turnberry is an authorised financial services provider (FSP no. 36571) and specialises in Health Insurance, Travel Insurance and Funeral Cover. Turnberry Health Insurance products are available to clients on all open medical aid schemes and most closed schemes, but are independently provided and are therefore transferable in the event of a change in the client’s medical aid scheme.

Benefits (Premier):

  • Covers up to 600% of the medical aid rate for in-hospital treatment (e.g. Specialists, GPs, Anaesthetists, Radiology, Pathology, Physiotherapy, etc.).
  • Co-payment cover including MRI, CT and PET scans done in an out-patient facility.
  • Sub-limit cover which isn’t limited to internal prosthesis.
  • ancer sub limit and co payment cover subject to a R100 000 excess.
  • Biological Cancer Drug cover (see list of Biological Cancer Drugs).
  • First time cancer diagnosis lump sum.
  • Casualty Benefit as a result of an accident, covers the cost of doctors, radiology, pathology, consumables and treatment in a casualty facility.
  • Personal Accident benefit covers death and permanent and total disability.
  • Travel Cover of R5 000 000 per insured.
  • Gap and Medical aid premium waver.

Other lower derivatives include the popular Optimal plan with great balance between premium and cover.Note the cancer benefit works best with specific medical aid options so please contact us for suitability.

They’ve introduced a low cost ,entry level, plan called Launch which provides basic gap at a reduced premium.

Turnberry pride themselves on aftersale service so a good choice for a hassle free claim process.

They cover PMBs but do investigate accordingly. Spouses across medical aid schemes are covered. Note they do charge an additional amount for extended dependants like parents or similar adult dependants on your medical aid.

Turnberry Partners

  • Travel Insurance Consultants (TIC) – Product provider of travel insurance
  • Santam Ltd – Insurer of travel insurance
  • Lombard Insurance Company Ltd (FSP:1596) – Insurer of short-term insurance products
  • Sanlam Developing Markets Ltd (FSP:11231) – Insurer of funeral policies

Packages

 

PackagesDescription Additional CoverUnderwritingPrice
PremierUp to 600% tariff gap.Co payments.Sub limits. Oncology co payments / sub limits + Sub limit on biological cancer drugs + Lump sum first time cancer diagnosis.Non DSP co payments. Accidental casualty. Travel Cover. Personal accident.etc..3 month general unless commencement with medical aid. 9 month pregnancy/childbirth. 12 month condition specific on joints, spinal, tonsils, grommets,hernias, scopes, etc.. Family/Individual: R382 pm.
Senior (65+) @ R 535 pm.

* Added cost for extended family members.
OptimalUp to 500% tariff gap. Co Payments. Sub limits. Cancer co payment + Biological cancer drug sub limit.Accidental Casulty. Premium wavers. Travel cover.3 month general unless commencement with medical aid. 9 month pregnancy/childbirth. 12 month condition specific on joints, spinal, tonsils, grommets,hernias, scopes, etc.. Family/Individual: R285 pm.
Senior (65+) @ R405 pm.

* Added cost for extended family members.
SynergyUp to 500% tariff Gap. Co Payments. Sub limits.Non DSP Co payments. Premium wavers and Travel cover.3 month general unless commencement with medical aid. 9 month pregnancy/childbirth. 12 month condition specific on joints, spinal, tonsils, grommets,hernias, scopes, etc.. Family/Individual: R233 pm.
Senior (65+) @ R 330 pm.

* Added cost for extended family members.
LaunchUp to 350% tariff gap.Accidental Casulty. Premium wavers. Travel cover.3 month general unless commencement with medical aid. 9 month pregnancy/childbirth. 12 month condition specific on joints, spinal, tonsils, grommets,hernias, scopes, etc.. Family/Individual: R110pm.
Senior (65+) @ R196pm.

* Added cost for extended family members.

Downloads

Turnberry Brochure 2019

Turnberry_app_2019