Turnberry Gap Cover

Compare Turnberry's Gap Cover against other major gap cover suppliers and find the solution that best suits you and your family

Brought to you by the people that have been bringing you broker-fee-free gap cover since 1999

NB. As per regulation all new gap cover policies (April 1st inceptions,2017) will have an annual limit of R150 000 per insured member.

Turnberry offers a range of products best suited to your needs, providing unsurpassed service, while at the same time helping you to avoid the potential financial burden of exorbitant medical costs. Founded in 2001, Turnberry is an authorised financial services provider (FSP no. 36571) and specialises in Health Insurance, Travel Insurance and Funeral Cover. Turnberry Health Insurance products are available to clients on all open medical aid schemes and most closed schemes, but are independently provided and are therefore transferrable in the event of a change in the client’s medical aid scheme.


You will need to submit the following documentation for all policies (except Furneral claims):

  • Covers up to 500% of the medical aid rate for in-hospital treatment (e.g. Specialists, GPs, Anaesthetists, Radiology, Pathology, Physiotherapy, etc.). Unlimited overall annual limit
  • Co-payment cover of R50 000 per in-hospital admission per insured, including co-payments for MRI, CT and PET scans done in an out-patient facility. Unlimited overall annual limit
  • Sub-limit cover
  • Cancer cover of R200 000 per insured, per annum (R200 000 excess)
  • Biological Cancer Drug cover of R350 000 per individual and R1 000 000 per family per annum (see list of Biological Cancer Drugs)
  • Stated Cash Back Benefit payable depending on the number of days in hospital, payable from day three (see list of Stated Cash Back Benefits)
  • Casualty Benefit as a result of an accident, covers the cost of doctors, radiology, pathology, consumables and treatment in a casualty facility. Limited to R7 500 per admission; unlimited admissions per annum
  • Personal Accident benefit of R20 000 per insured on the policy, covers death and permanent and total disability
  • Travel Cover of R5 000 000 per insured with an option to buy up