Get the best gap cover in SA from our gap cover suppliers

cheapest gap cover in south africa

Need medical gap cover in South Africa?

Give yourself one less thing to worry about when you leave your gap cover comparisons to the experts.

Cover The Gap has been a leader in broker-free medical gap cover in South Africa for over 20 years. We recognise the importance of explaining gap cover and educating and informing medical aid members about the best gap cover products.

We pride ourselves on being one of the longest-standing brokerage websites for gap cover in South Africa. We look forward to providing you with a tailored gap cover solution.

Gap cover explained

Do you belong to a medical aid? Although your medical plan may cover you for 100% of the scheme rate for in-hospital treatment, medical professionals in South Africa often charge 200%, 300%, or even 500% more! So where does the difference come from?… If you don’t have gap cover, it comes from your own pocket.

When your family’s health is in trouble, the last thing you want to worry about is how you’re going to pay for medical treatment over and above what your medical aid covers. This is where gap cover comes in. 

Let us help you compare gap cover quotes

Comparing gap cover quotes can be confusing, but you don’t need to go it alone. Our gap cover brokers can advise you on the best gap cover plan for your personal medical needs.

Why use Cover The Gap for your gap cover comparison?

At Cover the Gap, our purpose is to help customers find suitable, cost-effective medical gap cover protection. We’ll find out about your existing medical cover, lifestyle, needs and budget, compare gap cover quotes, and advise on a gap cover solution that’s right for you.

We represent your best interests, helping you source the best gap cover, giving you ongoing advice, and assisting with the claims process.

No broker fees!

Smooth claims procedure

Access to the best gap cover in SA

Get the best gap cover to suit your needs

We compare gap cover for you

Expert gap cover advice

Deal directly with us for any queries or claims

We’re on your team!

Get a customised gap cover quote to suit your medical aid

Get in Touch

If you’re looking for affordable gap cover that works for your individual or business needs, get in touch with us today.








    Unsure of your gap cover claim process?

    For existing gap cover members, we do not charge extra to assist with the administration and advice of your claim on your gap cover policy. We also remove any added broker fees that may be attached to your policy.

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    FAQs

    Which is the best gap cover in South Africa?

    The best gap cover in South Africa is the gap cover that best suits your medical cover, lifestyle, needs and budget. The gap cover experts at Cover The Gap have a thorough understanding of different benefits and structures from different plans. They will help you compare gap cover options to find the best gap cover for your specific circumstances. 

    Is it worth having gap cover?

    Many South African medical aid schemes require members to make copayments for medical procedures. Often they don’t cover the entire cost of medical care. That’s why, if you have medical aid, you should have gap cover to complement it and avoid falling into debt if you don’t have sufficient protection in place. Gap cover covers certain mandatory co-payments and shortfalls up to a certain amount per family per year. Having gap cover is a relatively inexpensive way to protect you and your family from the costs of medical aid shortfalls.

    Why use a broker for gap cover?

    The medical scheme world changes frequently, with benefit options and plans being altered yearly. The only consistent change is the cost, with the price of plans rising each year. The complexities of the medical scheme industry and the additional considerations for gap cover make for a veritable minefield. 

    As if negotiating and comparing medical aid plans wasn’t hard enough, you also need to consider and compare gap cover options. But you don’t need to go it alone – a gap cover broker can compare gap cover quotes and advise you on the best plan for your personal medical needs. 

    How can I compare gap cover in South Africa?

    To compare gap cover in South Africa, you’ll need to contact different providers for quotes and plans. You’ll then need to compare the different gap cover options. This can be a time-consuming process, and comparing gap cover quotes can be confusing. That’s why people choose you to use our gap cover brokers to find and compare gap cover quotes. At Cover The Gap, our medical gap cover brokers will be with you every step of the way. They’ll find out about your existing medical cover, lifestyle, needs and budget, and advise on a gap cover solution that’s right for you.